A fund member is entitled to a disability pension if he/she becomes unable to perform the work associated with his/her fund membership. The disability assessment must be, which is implemented by the fund's consulting physician, at least 50% of the ability to perform the relevant work.
A disability pension of 100% is calculated in the same way as an old age pension. The fund member's rights are thus adjusted to the age of 65 on the basis of average rights for the last three years prior to the disability. Disability pension shall never exceed the fund member's loss of income.
For the first three years following the onset of the disability, the assessment is based on the fund member's incapacity to perform the work associated with fund membership. Thereafter, the disability assessment is based on the fund member's ability to perform general tasks.